The founder of Ipswich Bay Advisors, Richard began his financial services career in 1983 as a life insurance agent for John Hancock. After achieving many of their highest professional awards in 1986 he directed his efforts towards employee benefits and retirement plans. In 1996 Richard earned a fellowship from the Life Underwriters Training Council, which included intensive training in retirement plans and employee benefits. Richard is a member of the Association of Independent Investors and The Financial Education Network.

Richard has excelled in his professional growth as an investment advisor to compliment his expertise in retirement plans such as 401(k)'s and IRA's. Richard is a recognized leader with Investors Capital Corporation not only for his business growth but for the breadth and quality of his client services. He brings a rare combination of expertise to our clients offering an advanced customer service model. This model provides technical and investment advisory services to plan sponsors and comprehensive financial education to their employees.

Richard holds a full complement of securities licenses under FINRA including series 6, 63, 7, 24 and 65 enabling him to offer his clients the complete universe of investment options including fee based investment advice and "alternative" investments. Richard is co-founder of IBA Investment Advisors, a Registered Investment Advisor firm.